Terms of Use - TOP Community
These Terms of Use govern participation, viewing and use of a digital community focused on capital markets and cryptocurrency, operated by
Regin, LLC, a company duly organized and operating under the laws of the State of Delaware, United States of America
(hereinafter - the “Company”)
I (hereinafter - the “Participant”) hereby declare that I have read these Terms of Use in full, understood them, and agree to them fully, finally and without reservation.
These Terms are written in the masculine form for convenience only and apply to all genders.
1. Nature of the Community
1.1 The Community is a closed digital community intended for exposure to trading in capital markets and/or digital assets and cryptocurrencies.
1.2 Community activity is conducted through various platforms, including any digital platform, system, website, application, recorded content, online meetings, digital tools and accompanying materials, as determined by the Company from time to time.
1.3 The Community does not provide investment advice, investment marketing, portfolio management or financial advisory services of any kind, and does not constitute a substitute for personalized professional advice.
1.4 The Company may determine, change, delay or cancel the timing of access to the Community and its content at its sole discretion.
2. Subscriptions, Fees and Unlimited Automatic Renewal
2.1 Participation in the Community is based on an evergreen subscription model, and it is hereby agreed that all subscription plans renew automatically, continuously and without any time limitation, unless properly canceled in accordance with these Terms.
2.2 Semi-Annual Subscription Plan
2.2.1 Initial Term: As a condition for joining the Community, the Participant undertakes to pay the Company a total fee for the initial six (6) month period in the amount of USD 580. This total consists of a Community registration fee in the amount of USD 333 (which is non-refundable under all circumstances) and a semi-annual subscription fee of USD 247.
2.2.2 Payment shall be made in advance and in full using payment methods approved by the Company.
2.2.3 Automatic Renewal: At the end of the initial six (6) month period, and every six (6) months thereafter, the subscription shall automatically renew for successive six (6) month periods, without limitation as to number or duration, using the payment method stored in the Company’s billing system, unless canceled in advance in accordance with these Terms. For each renewal period, the Participant shall be charged a total of USD 639, consisting of a recurring semi-annual Community registration fee of USD 333 (which is non-refundable under all circumstances) and a semi-annual subscription fee of USD 306.
2.3 General Payment Provisions
2.3.1 All amounts are denominated in United States Dollars and do not include taxes, processing fees or additional charges, if applicable, which shall be borne by the Participant.
2.3.2 Failure to pay, cancellation of a payment method, initiation of a chargeback or any action preventing lawful collection of payment shall constitute a material breach of these Terms.
2.3.3 The Company shall be entitled to suspend, block or immediately terminate the Participant’s access to the Community in the event of a breach, without prejudice to any other remedy.
3. Cancellation Policy, No Refunds and Continued Billing
3.1 Subscriptions and payments cannot be canceled during an active subscription period, whether monthly or semi-annual.
3.2 All payments made are final, absolute and non-refundable, in whole or in part, under any circumstances.
3.3 Cancellation is permitted solely for the purpose of preventing a future renewal, and must be made through a clear, proactive request to the Company’s customer support, received prior to the next automatic renewal date.
3.4 Any cancellation request received after a renewal has occurred shall not cancel the charge already made, and cancellation, if applicable, shall take effect only from the subsequent billing cycle.
3.5 Non-use of the Community, lack of activity, dissatisfaction, personal circumstances or any subjective claim shall not constitute grounds for cancellation or refund.
4. No Investment Advice and Limitation of Liability
4.1 The Company is not licensed to provide investment advice, investment marketing or portfolio management services.
4.2 All content provided within the Community is for educational purposes only and does not constitute advice, recommendation or solicitation of any kind.
4.3 Any financial or trading activity is undertaken solely at the Participant’s own risk and responsibility.
4.4 The Company, its owners, officers, directors, employees and representatives shall not be liable for any losses, damages or harm of any kind.
5. Intellectual Property
5.1 All intellectual property rights in the Community and its content are the exclusive property of the Company.
5.2 The Participant is granted a limited, personal, non-exclusive and non-transferable license for personal use only.
5.3 Any copying, recording, screen capture, distribution or commercial use of the content is strictly prohibited.
5.4 The Company may seek injunctive relief and immediate remedies without proof of damages.
6. Third-Party Services
6.1 The Community may include the use of third-party platforms or services.
6.2 Responsibility for third-party services rests solely with their providers.
6.3 The Participant irrevocably waives any claim against the Company in connection with such services.
7. Participant Representations
7.1 The Participant represents that he or she is at least eighteen (18) years of age.
7.2 The Participant shall not provide access to the Community to minors or third parties.
7.3 All information provided by the Participant is accurate, complete and up to date.
8. Conduct and Termination
8.1 The Participant shall act respectfully and in good faith.
8.2 The Company may suspend or terminate participation in the Community in the event of a breach of these Terms or conduct contrary to the values of the Community.
8.3 In the event of termination due to breach, no refund shall be issued.
9. Privacy, Marketing and Recording
9.1 The Participant consents to receive service-related and marketing communications by electronic means.
9.2 The Company may transfer personal data to third parties for operational, service-related or marketing purposes.
9.3 The Company may photograph, record and document Community activities and use such materials freely.
10. General Provisions
10.1 These Terms constitute the entire agreement between the parties.
10.2 The Company may update these Terms from time to time at its sole discretion.
10.3 Failure to enforce any right shall not constitute a waiver.
10.4 Any breach of these Terms shall be deemed a material breach.
11. Governing Law and Jurisdiction
11.1 These Terms shall be governed exclusively by the laws of the State of Delaware, United States of America, without regard to conflict of laws principles.
11.2 Exclusive jurisdiction for any dispute arising out of or in connection with these Terms shall lie with the state or federal courts located in New Castle County, Delaware.
11.3 The Participant irrevocably waives any objection based on forum non conveniens or lack of jurisdiction.
Acknowledgment
I hereby confirm that I have read, understood and agree to all terms of this Agreement.